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I understand nobody wants to hire an attorney, but there are times when seeking legal advice becomes the only way to properly protect your financial welfare and assets. If you are seeking a Columbus/Lancaster bankruptcy lawyer, whether Chapter 7 or Chapter 13, I will provide you with professional, experienced counsel and ensure your rights are protected and your assets secured.
Rest assured that as a client, you will be treated with the respect and dignity you deserve and that our appointment will ease your concerns, not add to them.
Many people in Central Ohio are facing financial difficulties like mounting medical bills, home foreclosure, car repossession, and lawsuits. Threatening creditor calls and letters make these situations even more stressful. And there are some companies that advertise debt relief, and actually make financial problems worse by preying on people who aren’t familiar with their financial rights and options.
There is hope. Bankruptcy laws exist to help people get out of debt and get a fresh start. I have over 15 years of experience helping clients. Call or message me to learn more about your options and start on your path to financial freedom.
Chapter 7 is sometimes referred to as “fresh start bankruptcy,” this is the type most people think of when they think of bankruptcy. If you meet certain qualifications, Chapter 7 is designed to help individual consumers and families get a clean slate from debts. Let me help you get a new financial beginning.
Chapter 13 bankruptcy plans help our clients protect their property while making an affordable, budget-based payment to their creditors. Unlike debt settlement companies who can increase your debt through fees and leave you vulnerable to lawsuits, Chapter 13 is a dignified plan that offers protection from Creditors under Federal Bankruptcy Law.
This depends on some factors. If you are behind on a few payments you may not need a bankruptcy. Depending on your circumstances there may also be alternative actions you can take to repay debt without bankruptcy. Bankruptcy protection is a tool of last resort, designed to give you a fresh start by wiping away most of your eligible debt.
Yes, Chapter 7 and Chapter 13, and there are standard debt and income/asset limits to qualify for either plan.
Legally, you are permitted to file a bankruptcy without an attorney (known as pro se). However, the Federal Bankruptcy Courts do not make this an easy process!
There are exemptions for both Chapter 7 and Chapter 13 bankruptcy that can help you keep the home you live in and protect any home equity. Called Homestead Exemptions, most people qualify for these exemptions provided that the property is their primary residence.
If you are behind on your car payments due to financial difficulties, all is not lost. You may be able remedy this and save your vehicle from repossession with a Chapter 7 or Chapter 13 bankruptcy plan.
Estate Planning Services
Estate planning may involve Wills, Trusts, Powers of Attorney, and Deed Preparation. Wendi Henderhan is a leading expert in Columbus and Lancaster at helping you navigate the complicated business of handling your estate.
6649 N. High St
Worthington, OH 43085
1303 River Valley Blvd.
Lancaster, OH 43130